PM Surya Ghar Muft Bijli Yojana – 3 kW Solar System Project Report (Assam)
Introduction
The Government of India launched the to encourage residential rooftop solar installations across the country. Under this scheme, households can install rooftop solar systems with financial assistance from the Central Government and additional subsidy support from some State Governments, including Assam. The main objective of the scheme is to reduce electricity bills, promote renewable energy, and help households become energy independent.
A 3 kW on-grid rooftop solar system is one of the most popular choices for residential consumers because it can generate sufficient electricity for an average family and significantly reduce monthly electricity bills. Under the scheme, eligible consumers receive Central Government subsidy support up to ₹85,800 for 3 kW systems. Assam State Government also provides additional subsidy support, making solar installation more affordable for households.
PM Surya Ghar Yojana – 3 kW Rooftop Solar System Installation
This project report explains the complete financial details, subsidy structure, bank loan arrangement, EMI calculation, installation process, benefits, technical specifications, and expected savings for a 3 kW rooftop solar system in Assam.
Project Title
“Installation of 3 kW On-Grid Rooftop Solar System under PM Surya Ghar Muft Bijli Yojana in Assam”
Objective of the Project
The objectives of this project are:
To support environmental protection and green energy development.
To reduce household electricity expenses.
To generate clean and renewable solar energy.
To utilize Government subsidy benefits.
To reduce dependence on conventional electricity supply.
To provide long-term financial savings to residential consumers.
Project Overview
| Particulars | Details |
|---|---|
| Project Type | Residential Rooftop Solar |
| System Capacity | 3 kW |
| System Type | On-Grid Solar System |
| Scheme Name | PM Surya Ghar Muft Bijli Yojana |
| Location | Assam |
| Consumer Category | Residential |
| Total Project Cost | ₹2,10,000 |
| Bank Loan Amount | ₹1,89,000 |
| Central Government Subsidy | ₹85,800 |
| Assam State Government Subsidy | ₹45,000 |
| Total Subsidy | ₹1,30,800 |
| Estimated Consumer EMI | ₹1,200 – ₹2,300 per month |
| Loan Repayment Period | 2.5 Years to 5 Years |
3 kw on grade solar system
PM Surya Ghar Yojana – 3 kW Rooftop Solar System Installation
About PM Surya Ghar Muft Bijli Yojana
The PM Surya Ghar Scheme was introduced by the Government of India to provide rooftop solar systems for residential consumers. The scheme aims to provide free electricity benefits up to 300 units per month through solar energy generation. Under this scheme, consumers receive direct financial assistance in their bank account after successful installation and inspection of the solar system.
The scheme offers subsidy support based on system capacity:
| Solar Capacity | Central Subsidy |
|---|---|
| 1 kW | ₹33,000 |
| 2 kW | ₹66,000 |
| 3 kW and above | ₹85,800 maximum |
Some states also provide additional subsidy support. Assam provides extra subsidy assistance for residential rooftop solar projects.
Official Government Portal:
Technical Details of 3 kW Solar System
A 3 kW rooftop solar system generally consists of the following components:
1. Solar Panels
High-efficiency mono PERC or TOPCon solar panels are installed on the rooftop to capture sunlight and convert it into electricity.
Capacity
- Total Installed Capacity: 3 kW
- Number of Panels: 5 to 7 panels depending on watt capacity
2. Solar Inverter
The inverter converts DC electricity generated by solar panels into AC electricity used in homes.
3. Mounting Structure
Galvanized iron or aluminum structure is used to support solar panels safely on the rooftop.
4. Net Meter
A bi-directional net meter records electricity imported from and exported to the electricity grid.
5. Wiring and Safety Equipment
Includes DC cables, AC cables, earthing system, lightning arrester, junction boxes, and protection devices.
Estimated Power Generation
A 3 kW rooftop solar system in Assam can generate approximately:
| Duration | Estimated Generation |
|---|---|
| Daily | 12 – 15 Units |
| Monthly | 360 – 450 Units |
| Yearly | 4,300 – 5,400 Units |
PM Surya Ghar Yojana – 3 kW Rooftop Solar System Installation
The actual generation depends on:
- Sunlight availability
- Roof direction
- Weather conditions
- System efficiency
- Maintenance quality
Financial Structure of the Project
Total Project Cost
The total estimated installation cost of the 3 kW solar system is:
₹2,10,000
This amount includes:
- Solar panels
- Inverter
- Structure
- Installation
- Wiring
- Net metering
- Transportation
- Testing and commissioning
Subsidy Details
Central Government Subsidy
Under PM Surya Ghar Scheme:
Central Subsidy = ₹85,800
The subsidy amount is credited directly to the consumer’s bank account after installation approval and DISCOM verification.
Assam State Government Subsidy
The Assam Government provides additional support:
State Subsidy = ₹45,000
Total Subsidy
| Subsidy Type | Amount |
|---|---|
| Central Subsidy | ₹85,800 |
| Assam State Subsidy | ₹45,000 |
| Total Subsidy | ₹1,30,800 |
Bank Loan Details
To make the project affordable for households, bank financing is available.
Loan Amount
Bank Loan = ₹1,89,000
Many nationalized banks and financial institutions provide solar loans under rooftop solar financing schemes.
Loan benefits include:
- Low interest rate
- Easy EMI facility
- Minimal documentation
- Flexible repayment period
- Affordable monthly payment
EMI Structure
The customer can repay the loan through monthly installments.
Estimated Monthly EMI
| Loan Period | Approximate EMI |
|---|---|
| 2.5 Years | ₹2,300 per month |
| 3 Years | ₹2,000 per month |
| 4 Years | ₹1,500 per month |
| 5 Years | ₹1,200 per month |
The EMI depends on:
- Interest rate
- Loan tenure
- Bank policy
- Processing charges
Consumer Financial Benefit
The solar system helps consumers reduce or eliminate electricity bills.
Estimated Monthly Electricity Savings
| Electricity Bill Before Solar | Electricity Bill After Solar |
|---|---|
| ₹2,500 – ₹4,000 | ₹0 – ₹500 |
The savings generated from electricity bills can help customers pay the monthly EMI comfortably.
After completion of loan repayment, the consumer enjoys nearly free electricity for many years.
System Life and Warranty
| Component | Warranty |
|---|---|
| Solar Panels | 25 Years |
| Solar Inverter | 5 – 10 Years |
| Structure | 10 – 15 Years |
| Installation Workmanship | 1 – 5 Years |
The expected lifespan of the system is approximately 25 years.
Installation Process
Step 1 – Consumer Registration
The consumer registers on the official PM Surya Ghar portal.
Step 2 – Technical Approval
The electricity distribution company verifies feasibility and approves the installation.
Step 3 – Vendor Selection
The consumer selects an empanelled solar vendor.
Step 4 – Installation
The vendor installs the solar system on the rooftop.
Step 5 – Net Meter Installation
A net meter is installed to monitor electricity import and export.
Step 6 – Inspection
DISCOM officials inspect the installed system.
Step 7 – Subsidy Release
After approval, subsidy is transferred directly to the consumer’s bank account.
Eligibility Criteria
To apply under PM Surya Ghar Scheme:
- Applicant must be an Indian citizen.
- Applicant must own a residential house.
- Valid electricity connection is required.
- Rooftop should be suitable for solar installation.
- The applicant should not have availed rooftop subsidy earlier.
Required Documents
The following documents are generally required:
- Aadhaar Card
- PAN Card
- Electricity Bill
- Bank Passbook
- Mobile Number
- Passport Size Photograph
- Property Proof
Environmental Benefits
Solar energy is environmentally friendly and reduces pollution.
Benefits Include:
- Reduction in carbon emissions
- Clean energy generation
- Reduced dependence on fossil fuels
- Support for renewable energy targets
- Sustainable energy development
A 3 kW solar system can reduce several tons of carbon emissions during its lifetime.
Economic Benefits
The project provides long-term financial advantages.
Major Financial Benefits
- Reduction in electricity bills.
- Long-term savings for 25 years.
- Government subsidy support.
- Low maintenance cost.
- Increased property value.
- Protection against rising electricity tariffs.
Maintenance Requirements
The system requires minimal maintenance.
Basic Maintenance Includes:
- Cleaning solar panels regularly
- Checking wiring connections
- Monitoring inverter performance
- Periodic inspection of mounting structure
Proper maintenance ensures higher efficiency and longer system life.
Risk Factors
Some possible challenges include:
- Heavy rainfall or cloudy weather
- Delay in subsidy release
- Roof shadow issues
- Improper installation
- Inverter failure
These risks can be minimized through quality equipment and professional installation.
Conclusion
The 3 kW rooftop solar project under the PM Surya Ghar Muft Bijli Yojana is an excellent investment for residential consumers in Assam. With a total project cost of ₹2,10,000 and combined subsidy support of ₹1,30,800 from the Central and Assam State Governments, the financial burden on consumers becomes significantly lower.
The availability of bank loan support up to ₹1,89,000 with affordable EMI options ranging from ₹1,200 to ₹2,300 per month makes the project financially accessible for middle-class families. The monthly savings on electricity bills help consumers repay the loan comfortably while enjoying clean and renewable energy.
The system offers long-term benefits including reduced electricity bills, environmental protection, energy independence, and increased property value. With a lifespan of approximately 25 years, the project provides reliable and sustainable energy generation for households.
Therefore, installation of a 3 kW rooftop solar system under the PM Surya Ghar Scheme is economically beneficial, environmentally sustainable, and socially valuable for residential consumers in Assam.
Official Scheme Information:
PM Surya Ghar 3 kW Solar System – Questions and Answers
1. What is PM Surya Ghar Muft Bijli Yojana?
The is a Government of India scheme launched to promote rooftop solar systems for residential households. The scheme provides subsidy support to reduce installation cost and help families save electricity expenses.
2. What is the capacity of the proposed solar system?
The proposed solar system capacity is:
3. What is the total cost of the 3 kW solar project?
The total estimated project cost is:
₹2,10,000
This includes:
- Solar panels
- Inverter
- Mounting structure
- Wiring
- Installation
- Net meter
- Transportation and testing
4. How much bank loan is required for the project?
The required bank loan amount is:
₹1,89,000
The loan helps the consumer install the system with affordable monthly EMI payments.
5. How much Central Government subsidy is available?
Under the PM Surya Ghar Scheme, the Central Government subsidy is:
₹85,800
The subsidy amount is transferred directly to the consumer’s bank account after installation and verification.
6. How much Assam State Government subsidy is available?
The Assam State Government subsidy amount is:
₹45,000
7. What is the total subsidy amount?
| Subsidy Type | Amount |
|---|---|
| Central Government Subsidy | ₹85,800 |
| Assam State Subsidy | ₹45,000 |
| Total Subsidy | ₹1,30,800 |
8. What is the monthly EMI for the bank loan?
The approximate monthly EMI is:
| Loan Period | EMI |
|---|---|
| 2.5 Years | ₹2,300 |
| 3 Years | ₹2,000 |
| 4 Years | ₹1,500 |
| 5 Years | ₹1,200 |
9. How much electricity can a 3 kW solar system generate?
The system can generate approximately:
- 12 to 15 units per day
- 360 to 450 units per month
- 4,300 to 5,400 units per year
10. What type of solar system is used in this project?
This project uses:
On-Grid Rooftop Solar System
The system is connected with the electricity grid through net metering.
11. What documents are required for application?
Required documents include:
- Aadhaar Card
- PAN Card
- Electricity Bill
- Bank Passbook
- Mobile Number
- Photograph
12. How much electricity bill can be saved?
The consumer can save approximately:
₹2,500 to ₹4,000 per month
depending on electricity usage.
13. What warranty is available on the system?
| Component | Warranty |
|---|---|
| Solar Panels | 25 Years |
| Solar Inverter | 5–10 Years |
| Mounting Structure | 10–15 Years |
14. What are the main components of the solar system?
The main components are:
- Solar panels
- Solar inverter
- Mounting structure
- Net meter
- Wiring and earthing system
- Safety devices